As a financial planner, I recommend life insurance to people in 5 situations

As a financial planner, I've seen many people who have too much life insurance coverage for their needs or a policy that doesn't make sense for their situation. I typically recommend life insurance if someone depends on you financially, your heirs will have to pay estate tax, or you own a business. It also makes sense if you need an alternative to long-term care insurance, or you've exhausted your tax-deferred savings options. Policygenius can help you compare life insurance policies to find the...